Congratulations! You’ve finally turned your passion project into a business.
Being your own boss and building from the ground up is a rewarding experience - but it's not always a calm ocean.
Now you’re feeling the bite of inflation, along with the slow economic growth.
Cash is not flowing in as you expected it to be.
You’re not alone.
A recent survey conducted by Xero shows that 33% of the nation’s small businesses are experiencing financial stress.
Will Buckley, Xero Australia’s country manager, noted that “The stress on business owners to manage different challenges is taking its toll on individuals, so we should be continually looking at ways to ease some of the burdens to help small businesses thrive.”
What’s more alarming is that according to the Australian Business and Family Ombudsman, around 20% of new small businesses will fail in their first year, and around 60% will not survive beyond five years.
Fill out our online pre-approval form - it'll take only a few minutes to complete.
Upload a few documents from your mobile or computer - make sure they are legible.
Sign the contract, sit back and wait for the money to be deposited into your account, once we have done our final checks.
| Suitable For |
Start-ups
Established business owner
Commercial property investors
Bad credit history |
| Settlement Time | 24 hours |
| Loan Term | 1 month - 24 months (including term extension) |
| Flexible Repayment |
We can design a repayment plan that fits your cash flow. This can be a periodical repayment (e.g. monthly), a lump sum payment or a combination of your choosing. To ease your commitment and allow maximum flexibility, a loan term extension may be available. |
| Indicative Loan Amount | $3,000 to $10,000 |
| Asset Eligibility Criteria |
We can design a repayment plan that fits your cash flow. OR Real estate property (mortgaged OK) |
| Financial Statement | Optional |
| Dedicated Account Manager | Yes |
| Tax Deductible | Yes |
| Interest Rate |
Our interest rate is as low as 1.50% per month. We are very confident that our rate is one of the lowest in the market, if you do find a lower rate, let us know, we will try to beat it. |
| Save Interest |
Pay-off loan early
Extra repayments lower the balance |
Max Funding has a proven track record of helping thousands of small business owners. Whether you are a small cafe owner or building your niche in any other industry, we’ve got your back.
We’ve made our process “new business-friendly”. Max Funding accepts new business owners who have not built their track record.
We also do not require guarantors. We won’t even bother asking for your business plan!
We've observed the challenges start-ups face in obtaining financing as major banks have become more stringent in their credit requirements in response to anticipated regulatory changes.
The upheaval brought about by the Banking Royal Commission, and the heightened market risk capital requirements set by the Basel Committee have had a significant impact on the availability of funds.
Success for entrepreneurs hinges on a delicate balance of two crucial traits.
Sure, passion for your business is great, but having the know-how to keep it going is equally vital.
Just loving something isn't always a ticket to business success.
Sadly, many ventures tank because their founders assume everyone else will share their passion.
One big reason start-ups often bite the dust is simple: nobody wants what they're selling.
Even the greatest business concepts can crash and burn if there's no one out there looking to buy, or if the market vanishes due to economic shifts or natural calamities.
One of the top culprits behind small business failures is the notorious funding gap.
Running low on cash presents the most significant peril for small businesses.
While owners often grasp their daily financial needs, the foggy picture of revenue generation often leads to a cash flow crisis.
This is where the advantage of fast business loan approval becomes a game-changer for savvy business owners like you.
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